Language

Real-time payment infrastructure

Accept payments with
precision and speed

WistaPay is a professional payment gateway for businesses that need QRIS, Virtual Account, Payment Links, and a clean merchant API — with automatic status updates via webhook.

Start integration API documentation

Trusted payment rails & ecosystem

Supported methods

QRIS BCA BRI Mandiri CIMB DANA OVO ShopeePay LinkAja

Services

Everything you need to collect payments

Clear products in structured cards — designed for developers, online stores, and physical merchants.

API Payment Gateway

RESTful endpoints to create QRIS and Virtual Account invoices. Payment status is pushed to your system through webhooks in real time.

Payment Link & QRIS Terminal

Generate shareable payment links or dynamic QRIS from the dashboard — no code required for quick collections.

Physical store acceptance

QRIS for shops and kiosks with instant transaction alerts so staff can focus on customers, not bank apps.

Operational security

API keys, account controls, and admin tools to block abuse while keeping legitimate volume flowing.

Webhook automation

No more manual transfer checks. Successful payments update your ledger and trigger your fulfillment logic automatically.

Merchant dashboard

Monitor volume, settlements, and withdrawals from one clean panel built for daily operations.

Products

The Wista ecosystem

Click a product card to open the live service.

WistaPay Gateway

API, QRIS terminal, payment links, and withdrawals.

WISTA STORE

Digital marketplace for paid products and services.

Cek Rekening

Verify bank account holder names before transfer.

Static Hosting

Managed static hosting with quota and expiry.

WISTA CRYPTO PAYMENTS

Crypto payment gateway with USD ledger, merchant API, and multi-network withdrawals.

Pricing

Transparent fees

You only pay when a transaction is successfully settled.

MDR QRIS

Rp200 + 0.7%

Applies to e-wallets and QRIS participant banks.

Virtual Account

Rp 4.000

Fixed fee per successful transaction.

Retail channels

1.5%

Partner minimarket channels when available.

FAQ

Frequently asked questions

How does WistaPay detect a successful payment?

When a customer completes payment, our system receives a real-time webhook confirmation. Your invoice status updates automatically — no need to check bank mutations manually.

Can I integrate without a development team?

Yes. Use Payment Links or the QRIS Terminal from the dashboard to collect payments without writing code. When you are ready, switch to the full API for deeper automation.

When are fees charged?

Fees apply only on successfully settled transactions. Unpaid or expired invoices do not generate charges.

Is there a monthly subscription?

There is no fixed monthly subscription for standard merchant use. You pay transaction-based fees aligned with the channel you use (QRIS, VA, or retail).

How do I get API credentials?

Register a merchant account, then open the dashboard API section to copy your API key and review integration examples. Full documentation is available in the docs hub.

Ready to accept payments automatically?

Create your merchant account, integrate the API or use Payment Links, and monitor settlement from one dashboard.

Create free account Read documentation